Judy Genton
Judy Genton Palm Desert Real Estate I Sell Homes

Judy


Judy Genton
 
Judy Genton
Email Judy
 
Phone: 760-485-4980
Other: CA Lic 01300080
Cell: 760-485-4980
Fax: 760-773-3959
Address: 74-850 Highway 111
City: Indian Wells
State: California 92210
Country: United States

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Your Connection in the Desert from Palm Springs,CA to Indio and everything in between!
For all your Real Estate needs..
 
 
 Please browse my website for listings, reports and important local real estate information.

My Goal  " My goal in life is to be as good of a person, as my dogs already think I am."

Information update:

Courtesy of Lori Gray,CalMetro Mortgage http://www.myprospectmortgage.com/LGray/   

 

New Credit Card Legislation:
What You Need to Know

 


New laws have radically changed how credit card companies can operate. Here's what you need to know about the new credit card legislation and how it may affect you.

Over-limit fees have been banned. Purchases are now denied if there are insufficient funds. And if cardholders want overdraft coverage, they must choose to opt in for this service. This is a huge loss of revenue for credit card companies and they've mounted an aggressive campaign to convince cardholders to opt in. The fees are typically $30 for each time you use your credit card and don't have sufficient funds available.

One of the consequences of the new legislation is that credit card companies are reducing available credit limits, some by as much as 50%. If you carry an outstanding balance, this is a concern because a higher debt-to-credit ratio could potentially lower your credit score. On each credit account, it's best to keep debt less than 30% of your available credit.

Credit card bill payments are now due on the same day every month. You can now schedule automatic monthly payments to avoid being late on paying your bill.

Credit card companies are busily sending cardholders the details of their new terms. These new terms might include annual fees, higher interest rates and lower reward points. Cardholders have the option of opting out of these new terms, whereupon the account will be closed. However, under the new legislation, cardholders have five years to pay off the debt under the old terms.

 


Sincerely,

Judy Genton
, Realtor, e-PRO

760-485-4980

www.PalmSpringsHomes.net

judygenton@yahoo.com

http://70280nolinacir.FlipShow.com Thinking about selling, one part of my marketing.

Windermere Real Estate Coachella Valley

74-850 Highway 111

Indian Wells,CA  92210

 

 

 

 

Full time, full service tech savvy Realtor in the Coachella Valley since 2000.  I know the desert communities and can guide you to the area or property you're most interested in with the least amount of hassle.  If you have any questions about buying or selling real estate in the Palm Springs CA, Coachella Valley area of southern California please give me a call and let me help.

Meet one of my kids.. Julie

 

 

 

 

 

 

 


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